A credit card can be a practical and simple way to have the money always on hand, as it can turn into a nightmare. It all depends on how you handle them. Here are some advantages and disadvantages of having a credit card:
Advantage
Its use has been extended in the purchases by Internet. It is becoming more common for people to buy and make payments online with this medium. You can make reservations for hotels, purchase airline tickets, among others.
You run less risk when carrying a credit card than carrying cash. It is extremely dangerous to walk with cash.
If you need to withdraw money or make an urgent purchase, your card will always be available. Having one can be a great help in case of emergencies.
Disadvantages
You run the risk of not being able to control your expenses. Having the card always at hand can lead you to take on too much debt. A self-control is essential to avoid inconveniences.
If you lose or steal your credit card you will have some problems. In this situation it is necessary that you make the corresponding complaint. Remember that buying a card for your card can avoid future problems.
Some commissions for different operations may be too high. Think twice before performing additional operations.
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