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This is the credit card of the future


An electronic credit card that is valid for all accounts. Hide your number and erase the magnetic stripe information after each use. Valid with current card readers. The same size as the current ones, resistant to damage. Well, it already exists and the banks are experimenting with it.

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Banks are already experimenting with the 2.0 cards
Startup Dynamics continues to reap prizes thanks to Card. The last one, 1,000,000 dollars at the DEMO fair. Not for less, since its technology is called to renew the credit card system with a simple, secure product and it can unify accounts. They have five models in development, but only two have been submitted at the moment.
Card 2.0 Hidden is a card that bets for security. The card number and magnetic stripe are electrical and are normally disabled. To make them work, the user must type a code in the buttons on the front. Then the complete card number appears to make online purchases by entering it or the band is activated to pass it by a reader. After a short period of time, the card is disconnected so that the number is not visible and the information of the magnetic stripe is erased.
Therefore, even if the Hidden card is stolen or lost, no one can use it without knowing the activation code. In addition, a small red led tells you when it is active.
Card 2.0 Multi-account is a more conventional card. However, they are actually two cards integrated into one. Two printed card numbers appear on the front, which may belong to different bank accounts or be different card types, for example, debit one and credit the other. The user must select at any moment one of them and, at that moment, the Electronic Stripe magnetic stripe loads the information corresponding to the chosen account. Also in this one, a small red led indicates which is the active account.
The company guarantees its reliability despite being electronic, as it is made waterproof and scratch proof. What they have not explained, however, is how it feeds on energy.

Card 2.0 is not going to stay in one more invention. Dynamics is working with some major US banks, primarily on anti-theft system testing. There is already a launch plan and the company expects it to be on sale soon. While companies like Mastercard are launching payments without a card, the cards evolve to make everything simpler.